If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an on-line bidding or sales site), we recommend you do not use Zelle for these types of transactions. Zelle should only be used to send money to friends, family or others you trust. Since money is sent directly from your bank account to another person’s bank account within minutes 1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. You can send money to friends, family and people you know and trust 2. mobile phone number, you can now quickly, safely, and easily send money to people you trust, regardless of where they bank. Zelle is a way to send money directly to almost any bank account in the U.S.-typically within minutes 1. Can I transfer money into an account if I am not an account owner?.Note: If the recurring transfer is scheduled on a Sunday or bank holiday, the transfer will be processed on the following business day. Transfers occur on the same calendar date every year beginning with the first transfer date specified. Transfers occur on the same calendar date every six months beginning with the first transfer date specified. Transfers occur on the same calendar date every three months beginning with the first transfer date specified. Transfers occur on the same calendar date every other month beginning with the first transfer date specified. Transfers occur every 28 days beginning with the first transfer date specified. Transfers occur on the same calendar day of every month, beginning with the first transfer date specified. Transfers occur on the first transfer date specified and then again every 15 days after the first transfer date. Transfers occur every 14 days, or every other week, beginning with the first transfer date specified. Transfers occur every seven days beginning with the first transfer date specified. You are solely responsible for any taxes that may be owed. Maintained or contributed to a Coverdell education savings account Received distributions from pensions, annuities, profit-sharing plans, retirement plans, IRAs or insurance contractsĬontributed to an IRA (traditional, Roth, SEP, SIMPLE or deemed) Received distributions from a Coverdell education savings account or 529 planĮarned interest income of $10 or more (not including IRAs)

Had $600 or more in debt canceled or forgiven

Paid $600 or more in interest or points on a mortgage If your account does not meet any of the below criteria, no tax form will be issued or added to Document Center. If a tax form is issued for your account, it will be posted to the Document Center by the date indicated - and mailed to you, if that’s what your paperless preferences indicate. Please be aware that the securities products offered are different from those offered by a bank and are subject to investment risk, including possible loss of principal amount invested.Here are some guidelines that can help you determine which tax form(s) you should expect to receive, if any. One Citizens Bank Way, JCB135, Johnston, RI 02919. Securities, insurance products and investment advisory services offered through CSI, or by unaffiliated members of FINRA and SIPC that provide brokerage and custody services to clients of CFA (see Form ADV for details). Insurance products are offered through EPS, a wholly owned subsidiary of CFA or an unrelated party. Investment advisory services are offered through CFA. (“CSI”), an SEC registered investment adviser and member of FINRA and SIPC Clarfeld Financial Advisors, LLC (“CFA”), an SEC registered investment adviser and Estate Preservation Services, LLC (“EPS”). For deposit products, Member FDIC.Ĭitizens Private Bank™ is comprised of banking, insurance, brokerage, trust (fiduciary), and investment advisory services provided by CBNA and its affiliates: Citizens Securities, Inc. Banking products are offered through Citizens Bank, N.A.

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